Any business that works with clients, customers, or the public—including contractors, retailers, service providers, and consultants—should have it.

It does not cover employee injuries (workers’ comp), commercial auto accidents, or damage to your own property.

Yes! Bundling with commercial property, business auto, or BOP (Business Owner’s Policy) can help lower your total premium.

Costs vary based on your industry, business size, and risk level. SIA helps find affordable, customized options.

Yes, many landlords, clients, and vendors require proof of general liability coverage to do business with you.

With SIA, you can typically get a COI the same day your policy is issued or updated.